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1. #Do u need police report file insurance claim drivers#
2. #Do u need police report file insurance claim driver#
3. #Do u need police report file insurance claim registration#

They normally then take the car from you but you may be able to negotiate to keep it. If your insurer decides that it is not economical to repair your car they should offer you the car's market value at the time of the accident. See information about the different categories of write off at GOV.UK. They normally then take the vehicle from you but you may be able to negotiate to keep it.

If your insurer decides that it is not economical to repair your vehicle they should offer you the vehicle's market value. You may have to pay some of the repair cost yourself if your vehicle is in a better condition after repairs than it was beforehand. They may ask you to use an approved repairer or provide them with estimates before getting repairs done. Your insurer may want to send someone to inspect your vehicle before you get it repaired.

#Do u need police report file insurance claim driver#

You won't be able to claim if you are an injured passenger of an uninsured driver and you knew, or should have known, that they weren't insured. This includes cases where the driver has broken their policy conditions. The Motor Insurers Bureau (MIB) may also be able to settle your claim if the driver is uninsured.

You can claim on your own insurance if you have comprehensive cover. If the driver is uninsured or can’t be identified For more information see Car insurance - if the accident wasn’t your fault.If the accident wasn’t your fault you may be able to use a credit hire company rather than your insurance company. If you've been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer. You can find out if the other driver has insurance by contacting the Motor Insurance Database The other driver should report the accident to their own insurer. You should tell your own insurer that you have done this. If they were driving a company vehicle, also let the company know what's happened. To claim from the other driver tell them in writing that you want to claim from them. If they say you are responsible you’ll have to pay for repairs to your own vehicle. You should make a claim against the other driver and allow the insurer to decide who is responsible for the accident. Make sure you keep copies of all documents and letters. If you used a broker or agent to buy your policy they may be able to help you. Tell your insurer about any independent witnesses and send them witness statements if you can. To make a claim, get a form from your insurer or write to the other driver or their insurer, giving details of the accident and the other driver's policy number. If you need to hire another vehicle it should normally be similar to your own vehicle. You should keep any losses to a minimum and keep evidence of them. These are called uninsured losses and can cover alternative transport while your own vehicle is being repaired, loss of earnings, personal injuries and the excess on your policy. You can still claim from the other driver's insurer for any injuries or losses not covered by your own policy. If you have a comprehensive policy you should claim from your own insurer, but you may lose your no claims bonus if the insurer can't recover the money from the other driver's insurer. take photographs that you may be able to later use as evidence if you need to make a claim.If you can't do this at the scene take the documents to the police station within seven days if someone is injured, show your insurance certificate or cover note to the police.tell your insurer about the accident straightaway, even if you don't want to make a claim.

#Do u need police report file insurance claim registration#

If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number

#Do u need police report file insurance claim drivers#